Check out all the information in the Microcredit Brochure of 2023

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The excitement of learning, training, and helping

ANTONIA CHÁVEZ, MICROCREDIT BENEFICIARY

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WHO WE ARE

We are a FUNDAP program that was established in 1988 with the purpose of directing all resources, efforts, and actions to enhance the productive capacity of owners of micro and small businesses in the southwest of the country, through the provision of quality services in credit, training, and advice, as an alternative development for Guatemala, and with the aim of being a self-sustainable program that allows generating wealth for a better quality of life for the users of the microenterprise.

WHAT WE DO

Our purpose is to provide credit, training, and advice to owners of microenterprises, offering them an opportunity and an alternative for economic and personal growth. To meet diverse financing needs, working capital is provided through 4 lines of credit: Microenterprise, Infrastructure, Agricultural, and Community Banks. Through a team of committed collaborators, microentrepreneurs are supported with working capital. Respect for the beneficiary prevails, who is given a loan to contribute to the growth of the country, not seeking to meet a monetary goal, but one with a social impact.

HOW WE DO IT

Through a work methodology for each line of credit, the process of granting the loans is guided, amounts are defined, interest rate, periodicity of the payments, collection form, and the treatment of beneficiaries, who must receive cordiality from the Foundation, economic tools, and training topics to achieve personal and business development. Through training and advice, it fosters habits among its beneficiaries, including responsibility, punctuality, saving, and community organization.

The supported area has an extension of 29,989 Km2 (18,634 Square miles), which represent 27.53% of the national territory.

WHERE WE WORK

Results of 2023

0
PEOPLE

were assisted through the Microcredit Program

0
COLABORATORS

comprise the Microcredit Program team

0
WOMEN

of the Village Banking program increase their capital.

0
CREDITS

granted in total

0
VILLAGE BANKS

remain active supporting our microentrepreneurs

0
SOLIDARITY GROUPS

created in total

OUR OFFICES

MICROCREDIT HEADQUARTERS

Quetzaltenango, Guatemala

> Find other offices

FUNDAP

ACTIONS

Microcredit Program

Microenterprise Loans

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Microenterprise Loans
This program offers economic support for production activities, commercialization, and services of the formal and informal sector, as well as working capital and fixed investment or fixed assets such as: A) Purchase of raw materials; B) Marketing of finished products; C) Repair, modification and / or expansion of shops and commercial premises; D) Acquisition of fixed assets (with the exception of real estate).

Infrastructure Loans

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Infrastructure Loans
This line offers financial support for the improvement of family housing, both in urban and rural areas. Among the different uses of the credit that are offered, we find options such as the construction, remodeling, expansion, and finishing of homes, as well as the purchase of land.

Agricultural Loans

0
Agricultural Loans
These economic supports are aimed at individual people dedicated to the production, processing, and marketing of agricultural products and related productive infrastructure. There are possible uses of credit, such as working capital, fixed assets, and the following activities: agricultural, livestock, storage, transformation, commercialization, productive infrastructure, and/or mixed.

Village Banking

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Village Banking
This initiative offers financial support for women associated with groups without legal status. A) For productive, commercial, and/or service activities; b) Business training and human development, through training modules adapted to needs. The promotion of a managerial culture, the use of local resources and the constant improvement of groups in their living standards and productivity is promoted.

OUR OFFICES

MICROCREDIT HEADQUARTERS

Quetzaltenango, Guatemala

> Find other offices