Check out all the information in the Microcredit Brochure of 2021

The excitement of learning, training, and helping

ANTONIA CHÁVEZ, MICROCREDIT BENEFICIARY

WHO WE ARE

We are a FUNDAP program that was established in 1988 with the purpose of directing all resources, efforts, and actions to enhance the productive capacity of owners of micro and small businesses in the southwest of the country, through the provision of quality services in credit, training, and advice, as an alternative development for Guatemala, and with the aim of being a self-sustainable program that allows generating wealth for a better quality of life for the users of the microenterprise.

WHAT WE DO

Our purpose is to provide credit, training, and advice to owners of microenterprises, offering them an opportunity and an alternative for economic and personal growth. To meet diverse financing needs, working capital is provided through 4 lines of credit: Microenterprise, Infrastructure, Agricultural, and Community Banks. Through a team of committed collaborators, microentrepreneurs are supported with working capital. Respect for the beneficiary prevails, who is given a loan to contribute to the growth of the country, not seeking to meet a monetary goal, but one with a social impact.

HOW WE DO IT

Through a work methodology for each line of credit, the process of granting the loans is guided, amounts are defined, interest rate, periodicity of the payments, collection form, and the treatment of beneficiaries, who must receive cordiality from the Foundation, economic tools, and training topics to achieve personal and business development. Through training and advice, it fosters habits among its beneficiaries, including responsibility, punctuality, saving, and community organization.

The supported area has an extension of 29,989 Km2 (18,634 Square miles), which represent 27.53% of the national territory.

Results of 2022

0
PEOPLE

were assisted through the Microcredit Program

0
COLABORATORS

comprise the Microcredit Program team

0
WOMEN

of the Village Banking program started a business or injected capital.

0
BENEFICIARIES

received credit and training in agricultural topics

0
VILLAGE BANKS

remain active supporting our microentrepreneurs

0
BENEFICIARIES

received a credit to strengthen their business

0
BENEFICIARIES

served to cover medical, school or household expenses

OUR OFFICES

MICROCREDIT HEADQUARTERS

Quetzaltenango, Guatemala

> Find other offices

FUNDAP

ACTIONS

Microcredit Program
0
Microenterprise Loans
This program offers economic support for production activities, commercialization, and services of the formal and informal sector, as well as working capital and fixed investment or fixed assets such as: A) Purchase of raw materials; B) Marketing of finished products; C) Repair, modification and / or expansion of shops and commercial premises; D) Acquisition of fixed assets (with the exception of real estate).
0
Infrastructure Loans
This line offers financial support for the improvement of family housing, both in urban and rural areas. Among the different uses of the credit that are offered, we find options such as the construction, remodeling, expansion, and finishing of homes, as well as the purchase of land.
0
Agricultural Loans
These economic supports are aimed at individual people dedicated to the production, processing, and marketing of agricultural products and related productive infrastructure. There are possible uses of credit, such as working capital, fixed assets, and the following activities: agricultural, livestock, storage, transformation, commercialization, productive infrastructure, and/or mixed.
0
Village Banking
This initiative offers financial support for women associated with groups without legal status. A) For productive, commercial, and/or service activities; b) Business training and human development, through training modules adapted to needs. The promotion of a managerial culture, the use of local resources and the constant improvement of groups in their living standards and productivity is promoted.

OUR OFFICES

MICROCREDIT HEADQUARTERS

Quetzaltenango, Guatemala

> Find other offices

Gladis Gamboa, 16 años

Tejutla, San Marcos

Conoce su historia

Programa
Educación

Nos esforzamos en generar condiciones que favorezcan el acceso, inclusión, equidad y calidad en la educación formal y laboral, siendo un medio para el desarrollo humano.

0

Beneficiarios atendidos

mujeres
hombres

Acciones del programa

Escuelas de Negocios

1,693

microempresarios atendidos entre IMPULSA y MBA

39%

beneficiarias de Bancos Comunales atendidas

12

sucursales de Microcrédito atendidas desde IMPULSA

Institutos por Cooperativa

24

institutos reciben apoyo integral

1,682

alumnos atendidos en básico y bachillerato

20

proyectos de mejora implantados con éxito

Fomento de la Calidad Educativa

227

madres formadas como ‘Madres multiplicadoras’

140

centros dotados con insumos de saneamiento

716

maestros formados en Pedagogía y gestión educativa

Formación Técnica

1,693

microempresarios atendidos entre IMPULSA y MBA

39%

beneficiarias de Bancos Comunales atendidas

12

sucursales de Microcrédito atendidas desde IMPULSA

Centros Educativos

1,693

microempresarios atendidos entre IMPULSA y MBA

39%

beneficiarias de Bancos Comunales atendidas

12

sucursales de Microcrédito atendidas desde IMPULSA

Becas para la Niña

1,693

microempresarios atendidos entre IMPULSA y MBA

39%

beneficiarias de Bancos Comunales atendidas

12

sucursales de Microcrédito atendidas desde IMPULSA